What happens at the Inspection?
Whatever procedure the insurance firm chooses, the ultimate objective of this stage is to assist them get an accurate calculation of the damage to the car and accordingly the cost of its repair.
·
Detect fraud
The job of the inspection surveyor at Damageid is to comprehend the car damages contended to have occurred at the time of the accident and demonstrate the truth behind these claims.
It merely might be the case that the car had
already been damaged by the time of the accident. And the owner is using the
instance of the accident to try and get these existing injuries covered under
the accident claim s/he has filed. If that is the malicious intent and it is
discovered by the inspector, the car insurance claim can be disqualified as a
fraudulent one. As the adage goes, honesty is certainly ever the best policy.
Be real with the car inspector and reveal the realities as they were to assist him to get to the assessment promptly during and After Damage Repair Inspection.
·
Determine actual damage and a reasonable repair cost
Other than ruling out fraudulent claims, the
insurance car inspector is furthermore to discern the actual damage sustained
by the motor and a reasonable restoration cost for the same. This will form the
ground of the relevant car insurance claim settlement.
As you know, service centers do not have a
definitive rate card, and end up charging on a case-to-case basis. The customer
who can deal smoothly never gets a better deal. In the same fashion, the motor
harm claim assessment estimates the service center will deliver to the
insurance company will count on the understanding they have with the company.
So while they may provide the insurer with a
reasonable figure, there is no reason for you to take their word at face value.
Feel free to get a self-reliant appraisal of your auto damage repair estimate
on the side, to be doubly sure that you are getting a fair deal from the
insurance company. Else, use the estimate at hand to begin fresh accident claim
discussions with the firm.
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